{"id":25735,"date":"2021-09-24T13:40:13","date_gmt":"2021-09-24T17:40:13","guid":{"rendered":"https:\/\/nccumc.org\/treasurer\/?page_id=25735"},"modified":"2026-04-22T11:29:50","modified_gmt":"2026-04-22T15:29:50","slug":"know","status":"publish","type":"page","link":"https:\/\/nccumc.org\/treasurer\/insurance\/know\/","title":{"rendered":"Know Your Insurance Plan"},"content":{"rendered":"\n<div class=\"wp-block-genesis-blocks-gb-columns gpb-infinity-section-about-text-with-background-two gb-layout-columns-1 gb-1-col-equal gb-background-cover gb-background-no-repeat gb-has-custom-background-color gb-has-custom-text-color gb-columns-center alignfull\" style=\"padding-top:6em;padding-right:1em;padding-bottom:6em;padding-left:1em;background-color:#1f1f1f;color:#ffffff;background-image:url(https:\/\/demo.studiopress.com\/infinity\/wp-content\/themes\/infinity-pro\/images\/bg-5.jpg);background-position:50% 50%\"><div class=\"gb-layout-column-wrap gb-block-layout-column-gap-3 gb-is-responsive-column\" style=\"max-width:1140px\">\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column\"><div class=\"gb-block-layout-column-inner\">\n<h1 class=\"wp-block-heading has-text-align-center\" style=\"font-size:clamp(27.894px, 1.743rem + ((1vw - 3.2px) * 2.139), 48px);\"><strong>Know Your Insurance Plan<\/strong><\/h1>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:clamp(14.642px, 0.915rem + ((1vw - 3.2px) * 0.783), 22px);\">Learn the important things to know about the NC Conference Insurance plans and programs.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-03627597 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-theme-primary-background-color has-text-color has-background has-custom-font-size wp-element-button\" href=\"#categories\" style=\"border-radius:5px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.213), 16px);\">Learn More<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-columns gpb-infinity-section-feature-boxes gb-layout-columns-1 one-column has-tertiary-background-color gb-has-custom-text-color gb-columns-center alignfull\" style=\"padding-top:6em;padding-right:1em;padding-bottom:7em;padding-left:1em;color:#1f1f1f\"><div class=\"gb-layout-column-wrap gb-block-layout-column-gap-2 gb-is-responsive-column\" style=\"max-width:1140px\">\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column\"><div class=\"gb-block-layout-column-inner\">\n<div style=\"margin-bottom:5%\" class=\"wp-block-genesis-blocks-gb-container gb-block-container\"><div class=\"gb-container-inside\"><div class=\"gb-container-content\" style=\"max-width:800px\">\n<h2 class=\"wp-block-heading has-text-align-center has-text-color\" id=\"categories\" style=\"color:#272c30;font-size:clamp(27.894px, 1.743rem + ((1vw - 3.2px) * 2.139), 48px);px\">Categories<\/h2>\n\n\n\n<p class=\"has-text-align-center\">Use the categories below to browse our facts.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column has-base-background-color has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-left-radius:20px;border-bottom-right-radius:20px;padding-top:var(--wp--preset--spacing--medium);padding-right:var(--wp--preset--spacing--medium);padding-bottom:var(--wp--preset--spacing--medium);padding-left:var(--wp--preset--spacing--medium)\">\n<h2 class=\"wp-block-heading has-text-align-center has-theme-primary-color has-text-color\" style=\"font-size:clamp(24.034px, 1.502rem + ((1vw - 3.2px) * 1.699), 40px);px\">1<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-text-color\" style=\"color:#1f1f1f;font-size:clamp(14.642px, 0.915rem + ((1vw - 3.2px) * 0.783), 22px);px\">Active Ministry &amp; Employment<\/h3>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-03627597 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-theme-white-color has-theme-primary-background-color has-text-color has-background has-custom-font-size wp-element-button\" href=\"#active\" style=\"border-radius:5px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.213), 16px);\">Read Now<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-base-background-color has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-left-radius:20px;border-bottom-right-radius:20px;padding-top:var(--wp--preset--spacing--medium);padding-right:var(--wp--preset--spacing--medium);padding-bottom:var(--wp--preset--spacing--medium);padding-left:var(--wp--preset--spacing--medium)\">\n<h2 class=\"wp-block-heading has-text-align-center has-theme-primary-color has-text-color\" style=\"font-size:clamp(24.034px, 1.502rem + ((1vw - 3.2px) * 1.699), 40px);px\">2<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-text-color\" style=\"color:#1f1f1f;font-size:clamp(14.642px, 0.915rem + ((1vw - 3.2px) * 0.783), 22px);px\">Retirement &amp; Medical Leave<\/h3>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-03627597 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-theme-white-color has-theme-primary-background-color has-text-color has-background has-custom-font-size wp-element-button\" href=\"#retirement\" style=\"border-radius:5px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.213), 16px);\">Read Now<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-base-background-color has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-left-radius:20px;border-bottom-right-radius:20px;padding-top:var(--wp--preset--spacing--medium);padding-right:var(--wp--preset--spacing--medium);padding-bottom:var(--wp--preset--spacing--medium);padding-left:var(--wp--preset--spacing--medium)\">\n<h2 class=\"wp-block-heading has-text-align-center has-theme-primary-color has-text-color\" style=\"font-size:clamp(24.034px, 1.502rem + ((1vw - 3.2px) * 1.699), 40px);px\">3<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-text-color\" style=\"color:#1f1f1f;font-size:clamp(14.642px, 0.915rem + ((1vw - 3.2px) * 0.783), 22px);px\">Bonus Facts<\/h3>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-03627597 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-theme-white-color has-theme-primary-background-color has-text-color has-background has-custom-font-size wp-element-button\" href=\"#bonus\" style=\"border-radius:5px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.213), 16px);\">Read Now<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-base-background-color has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-left-radius:20px;border-bottom-right-radius:20px;padding-top:var(--wp--preset--spacing--medium);padding-right:var(--wp--preset--spacing--medium);padding-bottom:var(--wp--preset--spacing--medium);padding-left:var(--wp--preset--spacing--medium)\">\n<h2 class=\"wp-block-heading has-text-align-center has-theme-primary-color has-text-color\" style=\"font-size:clamp(24.034px, 1.502rem + ((1vw - 3.2px) * 1.699), 40px);px\">4<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-text-color\" style=\"color:#1f1f1f;font-size:clamp(14.642px, 0.915rem + ((1vw - 3.2px) * 0.783), 22px);px\">Contact Us<\/h3>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-03627597 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-theme-white-color has-theme-primary-background-color has-text-color has-background has-custom-font-size wp-element-button\" href=\"https:\/\/nccumc.org\/contact\/?topic=Insurance\/Benefits\" style=\"border-radius:5px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.213), 16px);\">Send Us a Message<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-columns gpb-infinity-section-video-and-text gb-layout-columns-1 one-column has-white-background-color gb-columns-center alignfull\" style=\"padding-top:6em;padding-right:1em;padding-bottom:6em;padding-left:1em\"><div class=\"gb-layout-column-wrap gb-block-layout-column-gap-2 gb-is-responsive-column\" style=\"max-width:1140px\">\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column\"><div class=\"gb-block-layout-column-inner\">\n<div style=\"margin-bottom:5%\" class=\"wp-block-genesis-blocks-gb-container gb-block-container\"><div class=\"gb-container-inside\"><div class=\"gb-container-content\" style=\"max-width:1600px\">\n<h2 class=\"wp-block-heading has-text-align-center has-text-color\" id=\"active\" style=\"color:#1f1f1f;font-size:clamp(27.894px, 1.743rem + ((1vw - 3.2px) * 2.139), 48px);px\">Active Ministry or Employment<\/h2>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-columns gb-layout-columns-2 gb-2-col-equal\" style=\"margin-bottom:3%\"><div class=\"gb-layout-column-wrap gb-block-layout-column-gap-2 gb-is-responsive-column\">\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column\"><div class=\"gb-block-layout-column-inner\">\n<div class=\"wp-block-genesis-blocks-gb-accordion gb-tangerine-accordion gpb-rounded-md gb-block-accordion gb-font-size-24\"><details><summary class=\"gb-accordion-title\"><strong>Eligibility for Conference Insurance Plans<\/strong><\/summary><div class=\"gb-accordion-text\">\n<p><strong>Clergy eligibility for life insurance<\/strong> plans is based on meeting all three of the following criteria:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Work a minimum of 30 hours per week <\/li>\n\n\n\n<li>Have an appointment percentage of 1\/2 time or greater<\/li>\n\n\n\n<li>Line 7 of the Clergy Compensation Worksheet must indicate a Plan Compensation equal to or greater than one-half of minimum full-time salary (clergy only) [2026 Line 7 must be equal to or greater than $26,400]<\/li>\n<\/ul>\n\n\n\n<p><strong>Clergy eligibility for HealthFlex insurance <\/strong>plans is based on the following criteria:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Have an appointment percentage of 1\/2 time or greater<\/li>\n\n\n\n<li>Work a minimum of 30 hours per week <\/li>\n<\/ul>\n\n\n\n<p><strong>Lay eligibility for life and HealthFlex insurance<\/strong> plans is based on working at least 30 hours per week.<\/p>\n\n\n\n<p><strong>Clergy appointed to Medical Leave<\/strong> must:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Have been enrolled in the plans on the date immediately preceding your appointment to Medical Leave<\/li>\n<\/ul>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-accordion gb-tangerine-accordion gpb-rounded-md gb-block-accordion gb-font-size-24\"><details><summary class=\"gb-accordion-title\"><strong>HealthFlex Plans and Provisions<\/strong><\/summary><div class=\"gb-accordion-text\">\n<p>The <a href=\"https:\/\/nccumc.org\/treasurer\/wp-content\/uploads\/sites\/5\/HealthFlex-Plan-Comparisons-2026.pdf\">HealthFlex Plan Comparisons 2026<\/a> (<a href=\"https:\/\/nccumc.org\/treasurer\/wp-content\/uploads\/sites\/5\/HealthFlex-Plan-Comparisons-2026-Korean.pdf\">Korean<\/a> | <a href=\"https:\/\/nccumc.org\/treasurer\/wp-content\/uploads\/sites\/5\/HealthFlex-Plan-Comparisons-2026-Spanish.pdf\">Spanish<\/a>) highlights key differences and similarities between the various plans offered.<\/p>\n\n\n\n<p>Current Participants in the HealthFlex insurance plans can visit <a href=\"http:\/\/www.benefitsaccess.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">BenefitsAccess.org<\/a> to learn about their elections and benefits.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"962\" height=\"527\" src=\"https:\/\/nccumc.org\/treasurer\/wp-content\/uploads\/sites\/5\/image-7.png\" alt=\"\" class=\"wp-image-30291\" srcset=\"https:\/\/nccumc.org\/treasurer\/wp-content\/uploads\/sites\/5\/image-7.png 962w, https:\/\/nccumc.org\/treasurer\/wp-content\/uploads\/sites\/5\/image-7-720x394.png 720w, https:\/\/nccumc.org\/treasurer\/wp-content\/uploads\/sites\/5\/image-7-768x421.png 768w\" sizes=\"auto, (max-width: 962px) 100vw, 962px\" \/><\/figure>\n\n\n\n<p>Check out these brief <em>Benefit Bites<\/em> videos to learn more about how HealthFlex works:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=UCAqOxS-Wjs\">HealthFlex Overview with Care Coordination<\/a> (2:48)<\/li>\n\n\n\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=_Q1oDnl-hwU\">HealthFlex Plans<\/a> (4:04)<\/li>\n\n\n\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=_eFJlGkX_Vg\">Health Account Differences<\/a> (3:16)<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p><a rel=\"noreferrer noopener\" href=\"https:\/\/nccumc.org\/treasurer\/wp-content\/uploads\/sites\/5\/Search-BCBS-Provider-Network.pdf\" target=\"_blank\">How to Search the BCBS Provider Network with HealthFlex<\/a><\/p>\n\n\n\n<p><\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-accordion gb-tangerine-accordion gpb-rounded-md gb-block-accordion gb-font-size-24\"><details><summary class=\"gb-accordion-title\"><strong>HealthFlex Prescription Coverage<\/strong><\/summary><div class=\"gb-accordion-text\">\n<p>The HealthFlex Prescription coverage is designed with patient safety and cost containment in mind.  Prescriptions for 30-days or less that are not maintenance (long-term) medications can be filled at any in-network pharmacy.  After three 30-day fills at any in-network pharmacy for a daily medication (same dosage for all fills), then it is required to switch the medication to being filled by OptumRX Home Delivery or Walgreens.  This requirement applies only to maintenance medications (90-day prescriptions).  If these providers are not used, the member will pay the full discounted cost of the medication.<\/p>\n\n\n\n<p><a href=\"https:\/\/welcome.optumrx.com\/wespath\/drug-pricing\">OptumRx Drug Pricing Tool<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/welcome.optumrx.com\/wespath\/landing\" data-type=\"link\" data-id=\"https:\/\/welcome.optumrx.com\/wespath\/landing\" target=\"_blank\" rel=\"noreferrer noopener\">Preventative Drug List<\/a><\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-accordion gb-tangerine-accordion gpb-rounded-md gb-block-accordion gb-font-size-24\"><details><summary class=\"gb-accordion-title\"><strong>Dental &amp; Vision Coverage<\/strong><\/summary><div class=\"gb-accordion-text\">\n<p>This <a rel=\"noreferrer noopener\" href=\"https:\/\/youtu.be\/50Qs_lYC5Js\" target=\"_blank\">Dental &amp; Vision Plans<\/a> webinar recording introduces participants to these coverages, options, and benefits.<\/p>\n\n\n\n<p>The Dental DHMO network is a narrow network of providers.  Before making this election participants should <a rel=\"noreferrer noopener\" href=\"https:\/\/nccumc.org\/treasurer\/wp-content\/uploads\/sites\/5\/Finding-a-DHMO-Dentist.pdf\" target=\"_blank\">Find a Dentist in the Dental HMO plan<\/a> to see if their current or prospective dentist is in-network.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-accordion gb-tangerine-accordion gpb-rounded-md gb-block-accordion gb-font-size-24\"><details><summary class=\"gb-accordion-title\"><strong>You&#8217;ve Got a Deadline to Make Changes to Your Coverage<\/strong><\/summary><div class=\"gb-accordion-text\">\n<p>You must notify the Benefits Team within 31 days of any change that would affect your eligibility or enrollment in the Conference insurance plans. Examples of such changes include the birth of children, marriage, divorce, death, or loss of spousal coverage.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-accordion gb-tangerine-accordion gpb-rounded-md gb-block-accordion gb-font-size-24\"><details><summary class=\"gb-accordion-title\"><strong>Will Preparation Services for Participants in the Supplemental Life Insurance Option<\/strong><\/summary><div class=\"gb-accordion-text\">\n<p>Everyone needs a will.&nbsp; Having a will prevents unnecessary stress, ensures your final wishes are clear, and is an ultimate&nbsp;way to express your care to your loved ones. &nbsp; Enrollees in the Conference\u2019s Supplemental Life Insurance plan through MetLife, can take advantage of&nbsp;<a href=\"https:\/\/nccumc.org\/treasurer\/wp-content\/uploads\/sites\/5\/Will-Prep-combined.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Will Preparation services<\/a>.&nbsp; These services provide access to a network of attorneys who prepare and update wills, living wills, and powers of attorney.&nbsp; You may also use a non-participating attorney and receive reimbursement for covered services according to a set fee schedule.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-accordion gb-block-accordion gb-font-size-24\"><details><summary class=\"gb-accordion-title\"><strong>Care Coordination<\/strong><\/summary><div class=\"gb-accordion-text\">\n<p>Care Coordination is an exciting service included with your HealthFlex coverage that will make your health care journey easier. With one phone call (no phone tree or complicated menu), you\u2019ll be connected to a dedicated team of nurses, claims specialists, and benefits experts to get your healthcare questions answered. Care Coordinators can help you do things like:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Answer questions about your benefits and claims<\/li>\n\n\n\n<li>Find in-network providers<\/li>\n\n\n\n<li>Review your care options and verify coverage<\/li>\n\n\n\n<li>Help you save on out-of-pocket costs<\/li>\n<\/ul>\n\n\n\n<p>No request is too big or too small for your Care Coordinators. They will do whatever it takes to help you understand and use your health benefits.  Care Coordinators are available at (833) 762-0876, Monday-Friday, 8:30 a.m.- 10:00 p.m., Eastern. Primary participants and adult dependents can access their Care Coordination account at&nbsp;<a href=\"http:\/\/www.mywespathhealth.com\/\">mywespathhealth.com<\/a>&nbsp;and message or chat with a Care Coordinator.<\/p>\n\n\n\n<p>Watch <a href=\"https:\/\/www.youtube.com\/watch?v=jqlP85Kk6tg&amp;feature=youtu.be\" target=\"_blank\" rel=\"noreferrer noopener\">this short video<\/a> and read these <a href=\"https:\/\/www.wespath.org\/assets\/1\/7\/6037.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">FAQs<\/a> to learn more about how Care Coordination can help you.<\/p>\n<\/div><\/details><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column\"><div class=\"gb-block-layout-column-inner\">\n<div class=\"wp-block-genesis-blocks-gb-accordion gb-tangerine-accordion gpb-rounded-md gb-block-accordion gb-font-size-24\"><details open><summary class=\"gb-accordion-title\"><strong>Annual Election Period<\/strong><\/summary><div class=\"gb-accordion-text\">\n<p>The Annual Election Period is the time for current and new enrollees to make their benefit option elections for the coming new year. This period is typically a two-week window around early November. <strong>The Annual Election period for making 2026 decisions will be October 29 &#8211; November 13, 2025.<\/strong> No enrollment or election changes will be accepted after this period has ended.  Call 1-888-844-0260 Monday-Friday 8 am &#8211; 8 pm EST during the Annual Election period for support.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Opportunities to Prepare<\/strong><\/h2>\n\n\n\n<p>Get ready\u2014join these webinars to prepare with confidence!<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Why You Should Talk to ALEX<\/strong> &#8211; The online benefits counselor tool, ALEX, has some enhancements this year!\n<ul class=\"wp-block-list\">\n<li><strong>Thursday, October 23 at 3:30 p.m.<\/strong> Watch the <a href=\"https:\/\/vimeo.com\/1132155335\/e0068de36d?utm_campaign=hfx_May&amp;utm_medium=email&amp;utm_source=newsletter\">recording <\/a>and read the <a href=\"https:\/\/extranet.wespath.org\/express\/Health\/Why-you-should-talk-to-ALEX.pdf?utm_campaign=hfx_May&amp;utm_medium=email&amp;utm_source=newsletter\">slides<\/a>.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Annual Election Overview and Q&amp;A<\/strong> &#8211; Wespath benefits experts are here to answer your questions about the benefit plans and the Annual Election process.\n<ul class=\"wp-block-list\">\n<li><strong>Tuesday, October 28 at 2:30 p.m.<\/strong> <a href=\"https:\/\/us02web.zoom.us\/webinar\/register\/WN_ixstooihRlis-8-Oyit1vQ#\/registration\">Register <\/a>to join the live session or receive the recording.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>View <a href=\"https:\/\/nccumc.org\/treasurer\/wp-content\/uploads\/sites\/5\/How-Do-I-Choose-2026.pdf\">How Do I Choose My HealthFlex Plans 2026<\/a> (<a href=\"https:\/\/nccumc.org\/treasurer\/wp-content\/uploads\/sites\/5\/How-Do-I-Choose-2026-Korean.pdf\">Korean <\/a>| <a href=\"https:\/\/nccumc.org\/treasurer\/wp-content\/uploads\/sites\/5\/How-Do-I-Choose-2026-Spanish.pdf\">Spanish<\/a>)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Take Action<\/strong><\/h2>\n\n\n\n<p>Visit <a href=\"http:\/\/www.benefitsaccess.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">BenefitsAccess.org<\/a> during the Annual Election period to make your choices for next year. If you&#8217;ve never used Benefits Access, click New User Registration. Call 1-888-844-0260 Monday-Friday 8 am &#8211; 8 pm EST during the Annual Election period for support.<\/p>\n\n\n\n<p>The <a href=\"https:\/\/start.myalex.com\/healthflex\/northcarolina\">ALEX <\/a>Benefits Counselor tool is the best tool to help participants&nbsp;select their plans and estimate health account contributions.&nbsp; Before you enroll or make your choices for next year, take 10 minutes and let ALEX walk you through your options.<\/p>\n\n\n\n<p>Your Care Coordinator can also help you reflect on your 2025 health plan experience and claims. Learning from this may help you make your choices for 2026. Care Coordinators are available at (833) 762-0876, Monday-Friday, 8:30 a.m.- 10:00 p.m., Eastern. Primary participants and adult dependents can access their Care Coordination account at&nbsp;<a href=\"http:\/\/www.mywespathhealth.com\/\">mywespathhealth.com<\/a>&nbsp;and message or chat with a Care Coordinator.<\/p>\n\n\n\n<p>The <a href=\"https:\/\/welcome.optumrx.com\/wespath\/drug-pricing\">OptumRx Drug Pricing Tool<\/a>&nbsp;will provide a solid estimate on how your share may vary for certain drugs between plans\u2014especially for the HSA plans!&nbsp; <\/p>\n\n\n\n<p>For <strong>Basic and Supplemental Life<\/strong> insurance choices, complete the <a href=\"https:\/\/nccumc.org\/treasurer\/annual-election-2023\/\" target=\"_blank\" rel=\"noreferrer noopener\">NC Conference&#8217;s Annual Election Form<\/a>.<\/p>\n\n\n\n<p>Want to enroll in the conference insurance plans for the first time? Contact the Benefits Team at <a href=\"mail&#116;o:&#98;&#101;&#110;efi&#116;&#115;t&#101;&#97;m&#64;&#110;cc&#117;mc&#46;&#111;&#114;&#103;\">&#98;&#101;nefit&#115;&#116;&#101;&#97;m&#64;&#110;&#99;&#99;&#117;m&#99;.&#111;r&#103;<\/a> to request an enrollment form.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-accordion gb-tangerine-accordion gpb-rounded-md gb-block-accordion gb-font-size-24\"><details><summary class=\"gb-accordion-title\"><strong>Insurance Rates<\/strong><\/summary><div class=\"gb-accordion-text\">\n<p>Both church and personal costs for insurance plan coverages are posted on <a href=\"https:\/\/nccumc.org\/treasurer\/insurance\/health-life-insurance-rates\/\" target=\"_blank\" rel=\"noreferrer noopener\">our Insurance Rates webpage<\/a>.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-accordion gb-tangerine-accordion gpb-rounded-md gb-block-accordion gb-font-size-24\"><details><summary class=\"gb-accordion-title\"><strong>Basic &amp; Supplemental Life Insurance<\/strong><\/summary><div class=\"gb-accordion-text\">\n<p>Your salary-paying unit provides for the <a href=\"https:\/\/nccumc.org\/treasurer\/wp-content\/uploads\/sites\/5\/Group-Term-Life-Insurance-Benefit-Summary-1.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Basic Life Insurance<\/a> benefits.  Each participant in the Basic Life program may also elect to enroll in the voluntary <a href=\"https:\/\/nccumc.org\/treasurer\/wp-content\/uploads\/sites\/5\/Supplemental-Life-Insurance.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Supplemental Life Insurance<\/a> plan.  Rates are withheld from the participant&#8217;s salary on an after-tax basis and remitted by the salary-paying unit.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-accordion gb-tangerine-accordion gpb-rounded-md gb-block-accordion gb-font-size-24\"><details><summary class=\"gb-accordion-title\"><strong>Your Insurance Enrollment Impacts Your Medical Leave Benefits<\/strong><\/summary><div class=\"gb-accordion-text\">\n<p>Enrollment in the Conference insurance plan immediately preceding the effective date of a Medical Leave determines eligibility for Conference insurance benefits after the appointment to Medical Leave.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-accordion gb-tangerine-accordion gpb-rounded-md gb-block-accordion gb-font-size-24\"><details><summary class=\"gb-accordion-title\"><strong>Your Insurance Enrollment Impacts Your Retirement Benefits<\/strong><\/summary><div class=\"gb-accordion-text\">\n<p>Post-retirement health plan funding will be determined using years of NC pension credit accrued through June 30, 2009 plus the number of months of active enrollment in the Conference insurance plan between July 1, 2009 and your retirement date. Retirees must have a minimum of 180 months of combined credit over the course of their career to receive the minimum funding in retirement. Refer to the Board of Pension report in the Conference Journal for more details.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-accordion gb-tangerine-accordion gpb-rounded-md gb-block-accordion gb-font-size-24\"><details><summary class=\"gb-accordion-title\"><strong>Ways to Wellness<\/strong><\/summary><div class=\"gb-accordion-text\">\n<p>The NC Conference offers a wellness program to support conference members in making their personal wellness a priority. The programs described on <a href=\"https:\/\/nccumc.org\/treasurer\/insurance\/nc-conference-wellness-programs\/\" target=\"_blank\" rel=\"noreferrer noopener\">our Wellness webpage<\/a> are offered as resources on your journey towards healthy living.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-accordion gb-tangerine-accordion gpb-rounded-md gb-block-accordion gb-font-size-24\"><details><summary class=\"gb-accordion-title\"><strong>Health Accounts<\/strong><\/summary><div class=\"gb-accordion-text\">\n<p>Learn about the benefits of Health Accounts by watching this introductory <a rel=\"noreferrer noopener\" href=\"https:\/\/youtu.be\/hTfZzyARz4k\" target=\"_blank\">Health Accounts<\/a> webinar recording.<\/p>\n\n\n\n<p>Helpful references when making your Health Account elections:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/nccumc.org\/treasurer\/wp-content\/uploads\/sites\/5\/5616-Contribute-to-FSA-with-HSA.pdf\" target=\"_blank\">Contribute to FSA with HSA<\/a><\/li>\n\n\n\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/nccumc.org\/treasurer\/wp-content\/uploads\/sites\/5\/4937-Participants-Nearing-Medicare-Eligibility-Considerations-for-HSA-Plans.pdf\" target=\"_blank\">Considerations for Participants Nearing Medicare Eligibility<\/a><\/li>\n<\/ul>\n\n\n\n<p>The IRS 2026 limits for contributions are listed below for the following health accounts:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Health Flexible Spending Account &#8211; $3,400 maximum<\/li>\n\n\n\n<li>Dependent Care Flexible Spending Account &#8211; $3,750 for married filing separately and $7,500 for married filing jointly<\/li>\n\n\n\n<li>Health Savings Account (plan sponsor + your money):\n<ul class=\"wp-block-list\">\n<li>$4,400 (self-only)<\/li>\n\n\n\n<li>$8,750 (family)<\/li>\n\n\n\n<li>Individuals over 55 may contribute an extra $1,000 annually<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>HealthFlex Health Reimbursement Account &#8211; no limit<\/li>\n<\/ul>\n<\/div><\/details><\/div>\n<\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-columns gpb-tangerine-section-faq gpb-rounded-grid gpb-tangerine-faq gb-layout-columns-1 one-column gb-has-background-dim gb-has-background-dim-20 has-theme-light-gray-background-color has-dark-gray-color gb-columns-center alignfull\" style=\"padding-top:6em;padding-right:1em;padding-bottom:6em;padding-left:1em\"><div class=\"gb-layout-column-wrap gb-block-layout-column-gap-2 gb-is-responsive-column\" style=\"max-width:1140px\">\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column\"><div class=\"gb-block-layout-column-inner\">\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"retirement\" style=\"font-size:clamp(27.894px, 1.743rem + ((1vw - 3.2px) * 2.139), 48px);\">Retirement &amp; Medical Leave<\/h2>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-columns gb-layout-columns-2 gb-2-col-equal\"><div class=\"gb-layout-column-wrap gb-block-layout-column-gap-1 gb-is-responsive-column\">\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column gb-is-vertically-aligned-top\"><div class=\"gb-block-layout-column-inner\">\n<figure class=\"wp-block-image size-full gpb-rounded-lg\"><img decoding=\"async\" src=\"https:\/\/nccumc.org\/treasurer\/wp-content\/uploads\/sites\/5\/pexels-photo-6667746.jpeg\" alt=\"man people face portrait\" class=\"wp-image-25761\"\/><figcaption class=\"wp-element-caption\">Photo by Kampus Production on <a href=\"https:\/\/www.pexels.com\/photo\/man-people-face-portrait-6667746\/\" rel=\"nofollow\">Pexels.com<\/a><\/figcaption><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column gb-is-vertically-aligned-top\"><div class=\"gb-block-layout-column-inner has-white-background-color\" style=\"padding-top:5%;padding-right:5%;padding-bottom:3%;padding-left:5%\">\n<div class=\"wp-block-genesis-blocks-gb-accordion gb-tangerine-accordion gpb-rounded-md gb-block-accordion gb-font-size-20\"><details><summary class=\"gb-accordion-title\"><strong>The Shepherd&#8217;s Fund<\/strong><\/summary><div class=\"gb-accordion-text\">\n<p>Learn more about <a href=\"https:\/\/www.theshepherdsfund.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">The Shepherd&#8217;s Fund<\/a>, a benevolent grant to assist retirees and their spouses as well as medical leave members and their spouses.  There is a broad list of qualifiying expenses such as medical, dental, hearing aids, funeral expenses and more!<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-accordion gb-tangerine-accordion gpb-rounded-md gb-block-accordion gb-font-size-20\"><details><summary class=\"gb-accordion-title\"><strong>Ways to Wellness<\/strong><\/summary><div class=\"gb-accordion-text\">\n<p>The NC Conference offers a wellness program to support retired clergy and their spouses in making their personal wellness a priority. The programs described on <a href=\"https:\/\/nccumc.org\/treasurer\/insurance\/nc-conference-wellness-programs\/\" target=\"_blank\" rel=\"noreferrer noopener\">our Wellness webpage<\/a> are offered as resources on your journey towards healthy living.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-accordion gb-tangerine-accordion gpb-rounded-md gb-block-accordion gb-font-size-20\"><details open><summary class=\"gb-accordion-title\"><strong>Insurance Participants On Medical Leave Will Have a Benefits Change At Age 65<\/strong><\/summary><div class=\"gb-accordion-text\">\n<p>Insurance benefits for clergy on Medical Leave will be calculated as if you had retired on the first of the month in which you turn age 65. Your coverage under the NC Conference Blue Cross Blue Shield medical plan will end on the last day of the prior month. In the 90-day period prior to the month this change takes effect, you will need to coordinate with your Social Security office to set up your Medicare Parts A &amp; B benefits effective the first of the month in which you turn age 65. You will also work with Via Benefits in this 90-day period to establish your Health Reimbursement Account (HRA) funding from the Conference which will help offset your continued out-of-pocket health care expenses. This change in primary insurance coverage will not impact your conference relationship nor your appointment to Medical Leave. You will receive correspondence from the Conference Benefits Team in advance of this change which will provide your specific details and next action steps.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-accordion gb-tangerine-accordion gpb-rounded-md gb-block-accordion gb-font-size-20\"><details><summary class=\"gb-accordion-title\"><strong>Insurance Participants Who Retired Under Age 65 Will Have a Benefits Change At Age 65<\/strong><\/summary><div class=\"gb-accordion-text\">\n<p>Your post-retirement health plan funding has been determined using years of NC pension credit accrued through June 30, 2009 plus the number of months of active enrollment in the Conference insurance plan between July 1, 2009 and your retirement date. Retirees must have a minimum of 180 months of combined credit over the course of their career to receive the minimum funding in retirement. Refer to the Board of Pension report in the Conference Journal for more details.<br>Upon attaining age 65, Medicare will become your primary insurance carrier and the NC Conference will begin funding your Health Reimbursement Account (HRA) administered through Via Benefits. This account is used to aid in the purchase of individual plans or Medicare supplemental plans on the open market and to offset your out-of-pocket health care expenses. You may consult a Via Benefits advisor for assistance in choosing a plan. Within 90 days prior to the first of the month in which you turn age 65, you must contact Medicare to sign up for Parts A &amp; B. Also during this time participants and their eligible spouses must both contact Via Benefits at 855-801-9759 to activate both of their HRAs in a timely manner.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-accordion gb-tangerine-accordion gpb-rounded-md gb-block-accordion gb-font-size-20\"><details><summary class=\"gb-accordion-title\"><strong>Retirees Over Age 65, Learn More About Your Health Reimbursement Account (HRA)<\/strong><\/summary><div class=\"gb-accordion-text\">\n<p>The NC Board of Pension established a Health Reimbursement Account arrangement effective January 1, 2014, for eligible participants. Each plan year (which is January \u2013 December), funding is provided based on the retiree\u2019s specific retirement criteria. This funding is to be used to reimburse participants for eligible medical expenses with no tax implication to the participant. Via Benefits is the vendor chosen by the Conference to administer your HRA. This is a <strong><em>reimbursement<\/em><\/strong> account. You must provide proof that you have paid the eligible expense in order to be reimbursed.<\/p>\n\n\n\n<p>Visit the <a href=\"https:\/\/nccumc.org\/treasurer\/insurance\/retiree-health\/\">Retiree Health<\/a> page for current funding amounts.<\/p>\n\n\n\n<p><strong>How Do I Get My Money?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Premium reimbursements can be handled by:\n<ul class=\"wp-block-list\">\n<li>Completing and submitting a paper claim form each month, or<\/li>\n\n\n\n<li>Your insurance company may be willing to submit an electronic payment file on your behalf<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Out of Pocket Expenses may be filed using a paper claim form or through your online account at <a href=\"https:\/\/my.viabenefits.com\/nccumc\" target=\"_blank\" rel=\"noreferrer noopener\">my.viabenefits.com\/nccumc<\/a><\/li>\n\n\n\n<li>You can receive your HRA reimbursements by check or direct bank deposit<\/li>\n<\/ul>\n\n\n\n<p><strong>What Do I Need To File A Claim?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you are filing a claim for premium reimbursement, you must provide documentation (such as your monthly payment invoice) from your insurance carrier that provides:\n<ul class=\"wp-block-list\">\n<li>The covered participant\u2019s name. The document must show each covered person\u2019s name<\/li>\n\n\n\n<li>The name of the insurance carrier<\/li>\n\n\n\n<li>The date range of the coverage (effective date, end date)<\/li>\n\n\n\n<li>A description of the type of coverage<\/li>\n\n\n\n<li>The premium amount you paid for each person<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>If you are filing a claim for out of pocket expenses, you must provide documentation that shows:\n<ul class=\"wp-block-list\">\n<li>The name of the patient<\/li>\n\n\n\n<li>The name of the doctor or medical facility<\/li>\n\n\n\n<li>The date of service<\/li>\n\n\n\n<li>The type of service<\/li>\n\n\n\n<li>The amount you paid<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Helpful documents to include with your out of pocket expense claim:\n<ul class=\"wp-block-list\">\n<li>The discharge document that is provided to you at the time you leave the doctor\u2019s office. If you are not offered a copy at the time that you check out, simply ask for a copy.<\/li>\n\n\n\n<li>The Explanation of Benefits that Medicare or your insurance carrier provides showing the amount that was not covered by insurance<\/li>\n\n\n\n<li>Proof of payment such as a canceled check, credit card receipt, or receipt from the provider stating the amount that you paid for your service<\/li>\n\n\n\n<li>Documents that indicate that insurance is pending are not acceptable<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>What Other Helpful Tips Do You Recommend?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sign and date all claim forms.<\/li>\n\n\n\n<li><strong>Keep a copy of everything you submit.<\/strong><\/li>\n\n\n\n<li>Submit legible copies of your receipts (retain the originals for your records).<\/li>\n<\/ul>\n\n\n\n<p><strong>What Is An HRA Eligible Reimbursable Expense?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Premiums paid for medical insurance plans such as:\n<ul class=\"wp-block-list\">\n<li>Medicare Supplement, Medigap, Medicare Advantage, Medicare D pharmacy plans<\/li>\n\n\n\n<li>Medicare Part B (this is withheld from your Social Security each month)<\/li>\n\n\n\n<li>Vision plans or Dental plans<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Out of Pocket expenses such as:\n<ul class=\"wp-block-list\">\n<li>Doctor\u2019s office visit co-pays<\/li>\n\n\n\n<li>Deductibles<\/li>\n\n\n\n<li>Eyeglasses or contacts<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>IRS qualified expenses (see IRS Publication 502 for more details) such as, but not limited to:\n<ul class=\"wp-block-list\">\n<li>Abdominal supports \u2022 Acupuncture \u2022 Air conditioner (when necessary for relief from difficulty in breathing) \u2022 Alcoholism treatment \u2022 Ambulance \u2022 Anesthetist \u2022 Arch supports \u2022 Artificial limbs \u2022 Autoette (when used for relief of sickness\/disability) \u2022 Birth Control Pills (by prescription) \u2022 Blood tests \u2022 Blood transfusions \u2022 Braces \u2022 Cardiographs \u2022 Chiropractor \u2022 Christian Science Practitioner \u2022 Contact Lenses \u2022 Contraceptive devices (by prescription) \u2022 Convalescent home (for medical treatment only) \u2022 Crutches \u2022 Dental Treatment \u2022 Dental X-rays \u2022 Dentures \u2022 Dermatologist \u2022 Diagnostic fees \u2022 Diathermy \u2022 Drug addiction therapy \u2022 Drugs (prescription) \u2022 Elastic hosiery (prescription) \u2022 Eyeglasses \u2022 Fees paid to health institute prescribed by a doctor \u2022 FICA and FUTA tax paid for medical care service \u2022 Fluoridation unit \u2022 Guide dog \u2022 Gum treatment \u2022 Gynecologist \u2022 Healing services \u2022 Hearing aids and batteries \u2022 Hospital bills \u2022 Hydrotherapy \u2022 Insulin treatment \u2022 Lab tests \u2022 Lead paint removal \u2022 Legal fees \u2022 Lodging (away from home for outpatient care) \u2022 Metabolism tests \u2022 Neurologist \u2022 Nursing (including board and meals) \u2022 Obstetrician \u2022 Operating room costs \u2022 Ophthalmologist \u2022 Optician \u2022 Optometrist \u2022 Oral surgery \u2022 Organ transplant (including donor\u2019s expenses) \u2022 Orthopedic shoes \u2022 Orthopedist \u2022 Osteopath \u2022 Oxygen and oxygen equipment \u2022 Pediatrician \u2022 Physician \u2022 Physiotherapist \u2022 Podiatrist \u2022 Postnatal treatments \u2022 Practical nurse for medical services \u2022 Prenatal care \u2022 Prescription medicines \u2022 Psychiatrist \u2022 Psychoanalyst \u2022 Psychologist \u2022 Psychotherapy \u2022 Radium Therapy \u2022 Registered nurse \u2022 Special school costs for the handicapped \u2022 Spinal fluid test \u2022 Splints \u2022 Sterilization \u2022 Surgeon \u2022 Telephone or TV equipment to assist the hard-of-hearing \u2022 Therapy equipment \u2022 Transportation expenses (relative to health care) \u2022 Ultra-violet ray treatment \u2022 Vaccines \u2022 Vasectomy \u2022 Vitamins (if prescribed) \u2022 Wheelchair \u2022 X-rays<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Who Can I Call For More Help?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Via Benefits Customer Support: <a href=\"tel:8558019759\">855-801-9759<\/a> or <a href=\"https:\/\/my.viabenefits.com\/nccumc\" target=\"_blank\" rel=\"noreferrer noopener\">my.viabenefits.com\/nccumc<\/a><\/li>\n\n\n\n<li>NC Conference Benefits Team: <a href=\"tel:8008494433\">800-849-4433<\/a> or <a href=\"mai&#108;t&#111;:b&#101;n&#101;fit&#115;team&#64;n&#99;cumc&#46;o&#114;g\">b&#101;nef&#105;t&#115;te&#97;&#109;&#64;nccu&#109;c&#46;&#111;&#114;g<\/a><\/li>\n<\/ul>\n<\/div><\/details><\/div>\n<\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-columns gpb-infinity-section-text-and-image-columns gb-layout-columns-2 gb-2-col-equal has-white-background-color gb-has-custom-text-color gb-columns-center alignfull\" style=\"padding-top:6em;padding-right:1em;padding-bottom:6em;padding-left:1em;color:#1f1f1f\"><div class=\"gb-layout-column-wrap gb-block-layout-column-gap-2 gb-is-responsive-column\" style=\"max-width:1140px\">\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column gb-is-vertically-aligned-center\"><div class=\"gb-block-layout-column-inner\">\n<h2 class=\"wp-block-heading has-text-color\" id=\"bonus\" style=\"color:#1f1f1f;font-size:clamp(27.894px, 1.743rem + ((1vw - 3.2px) * 2.139), 48px);px\">Bonus Facts<\/h2>\n\n\n\n<p>More resources are available on <a href=\"https:\/\/nccumc.org\/treasurer\/downloads\/#Insurance\">the Treasurer&#8217;s Office Downloads webpage<\/a>.<\/p>\n\n\n\n<p>Your Benefits Team is available to provide enrollment\/change forms and answer all your insurance questions! Contact us at <a href=\"m&#97;&#105;&#108;&#116;&#111;:be&#110;&#101;f&#105;t&#115;team&#64;&#110;c&#99;u&#109;&#99;&#46;or&#103;\">&#98;&#101;n&#101;&#102;&#105;&#116;s&#116;&#101;&#97;m&#64;n&#99;&#99;&#117;m&#99;.&#111;&#114;&#103;<\/a>.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column gb-is-vertically-aligned-center\"><div class=\"gb-block-layout-column-inner\">\n<figure class=\"wp-block-image size-full gpb-rounded-lg\"><img decoding=\"async\" src=\"https:\/\/nccumc.org\/treasurer\/wp-content\/uploads\/sites\/5\/pexels-photo-594452.jpeg\" alt=\"flat lay photography of red anti radiation handset telephone beside iphone\" class=\"wp-image-25767\"\/><figcaption class=\"wp-element-caption\">Photo by NEOSiAM  2021 on <a href=\"https:\/\/www.pexels.com\/photo\/flat-lay-photography-of-red-anti-radiation-handset-telephone-beside-iphone-594452\/\" rel=\"nofollow\">Pexels.com<\/a><\/figcaption><\/figure>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":50,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-no-title","meta":{"_EventAllDay":false,"_EventTimezone":"","_EventStartDate":"","_EventEndDate":"","_EventStartDateUTC":"","_EventEndDateUTC":"","_EventShowMap":false,"_EventShowMapLink":false,"_EventURL":"","_EventCost":"","_EventCostDescription":"","_EventCurrencySymbol":"","_EventCurrencyCode":"","_EventCurrencyPosition":"","_EventDateTimeSeparator":"","_EventTimeRangeSeparator":"","_EventOrganizerID":[],"_EventVenueID":[],"_OrganizerEmail":"","_OrganizerPhone":"","_OrganizerWebsite":"","_VenueAddress":"","_VenueCity":"","_VenueCountry":"","_VenueProvince":"","_VenueState":"","_VenueZip":"","_VenuePhone":"","_VenueURL":"","_VenueStateProvince":"","_VenueLat":"","_VenueLng":"","_VenueShowMap":false,"_VenueShowMapLink":false,"_tribe_blocks_recurrence_rules":"","_tribe_blocks_recurrence_description":"","_tribe_blocks_recurrence_exclusions":"","footnotes":""},"class_list":["post-25735","page","type-page","status-publish","hentry"],"yoast_head":"<!-- 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