{"id":16703,"date":"2015-11-24T11:41:55","date_gmt":"2015-11-24T16:41:55","guid":{"rendered":"http:\/\/nccumc.org\/treasurer\/?page_id=16703"},"modified":"2022-06-08T11:08:34","modified_gmt":"2022-06-08T15:08:34","slug":"credit-management","status":"publish","type":"page","link":"https:\/\/nccumc.org\/treasurer\/financial-wellness-center\/credit-management\/","title":{"rendered":"Credit Management"},"content":{"rendered":"\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\nhttps:\/\/youtu.be\/B0_CdIywJ44\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Credit Report<\/h2>\n\n\n\n<p><a href=\"http:\/\/www.consumerfinance.gov\/askcfpb\/309\/what-is-a-credit-report.html\" target=\"_blank\" rel=\"noopener\">What is a credit report?<\/a><br><a href=\"https:\/\/www.bettermoneyhabits.com\/improve-my-credit-score\/understanding-your-credit-report.html\" target=\"_blank\" rel=\"noopener\">What&#8217;s on a credit report?<\/a><br><a href=\"https:\/\/www.annualcreditreport.com\/index.action\" target=\"_blank\" rel=\"noopener\">How do I get a copy of mine?<\/a><br><a href=\"http:\/\/www.consumerfinance.gov\/askcfpb\/312\/when-should-i-review-my-credit-report.html\" target=\"_blank\" rel=\"noopener\">When should I review my credit report?<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">&nbsp;Credit Repair<\/h2>\n\n\n\n<p><a href=\"http:\/\/www.consumerfinance.gov\/askcfpb\/323\/how-long-does-negative-information-remain-on-my-credit-report.html\" target=\"_blank\" rel=\"noopener\">How long does negative information stay on my report?<\/a><br><a href=\"http:\/\/www.consumerfinance.gov\/askcfpb\/314\/how-do-i-dispute-an-error-on-my-credit-report.html\" target=\"_blank\" rel=\"noopener\">How do I dispute an error on my credit report?<\/a><br><a href=\"http:\/\/www.consumerfinance.gov\/askcfpb\/search\/?selected_facets=tag_exact%3Adebt+collector\" target=\"_blank\" rel=\"noopener\">How do&nbsp;deal with debt collectors?<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Credit Score<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.myfico.com\/credit-education\/what-is-a-fico-score\" data-type=\"URL\" data-id=\"https:\/\/www.myfico.com\/credit-education\/what-is-a-fico-score\" target=\"_blank\" rel=\"noreferrer noopener\">What is a credit score?<\/a><br><a href=\"http:\/\/www.myfico.com\/CreditEducation\/WhatsInYourScore.aspx\" target=\"_blank\" rel=\"noopener\">How is my score calculated?<\/a><br><a href=\"http:\/\/www.consumerfinance.gov\/askcfpb\/316\/where-can-i-get-my-credit-score.html\" target=\"_blank\" rel=\"noopener\">Where can I get my score?<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Improving Credit<\/h2>\n\n\n\n<p><a href=\"http:\/\/www.myfico.com\/CreditEducation\/ImproveYourScore.aspx\" target=\"_blank\" rel=\"noopener\">How can I improve my credit score?<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Life Without Credit<\/h2>\n\n\n\n<p><a href=\"http:\/\/www.daveramsey.com\/blog\/living-without-credit-score\" target=\"_blank\" rel=\"noopener\">How can I live with a zero credit score?<\/a><br><a href=\"http:\/\/www.huffingtonpost.com\/credit-karma\/can-i-live-without-credit_b_5586081.html\" target=\"_blank\" rel=\"noopener\">How does having a zero credit score make daily living more challenging?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Credit Report What is a credit report?What&#8217;s on a credit report?How do I get a copy of mine?When should I review my credit report? &nbsp;Credit Repair How long does negative [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":5946,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_EventAllDay":false,"_EventTimezone":"","_EventStartDate":"","_EventEndDate":"","_EventStartDateUTC":"","_EventEndDateUTC":"","_EventShowMap":false,"_EventShowMapLink":false,"_EventURL":"","_EventCost":"","_EventCostDescription":"","_EventCurrencySymbol":"","_EventCurrencyCode":"","_EventCurrencyPosition":"","_EventDateTimeSeparator":"","_EventTimeRangeSeparator":"","_EventOrganizerID":[],"_EventVenueID":[],"_OrganizerEmail":"","_OrganizerPhone":"","_OrganizerWebsite":"","_VenueAddress":"","_VenueCity":"","_VenueCountry":"","_VenueProvince":"","_VenueState":"","_VenueZip":"","_VenuePhone":"","_VenueURL":"","_VenueStateProvince":"","_VenueLat":"","_VenueLng":"","_VenueShowMap":false,"_VenueShowMapLink":false,"_tribe_blocks_recurrence_rules":"","_tribe_blocks_recurrence_description":"","_tribe_blocks_recurrence_exclusions":"","footnotes":""},"class_list":["post-16703","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Credit Management | Treasurer&#039;s Office | North Carolina Conference of The United Methodist Church<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nccumc.org\/treasurer\/financial-wellness-center\/credit-management\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit Management | Treasurer&#039;s Office | North Carolina Conference of The United Methodist Church\" \/>\n<meta property=\"og:description\" content=\"Credit Report What is a credit report?What&#8217;s on a credit report?How do I get a copy of mine?When should I review my credit report? 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